Greenboro, North Carolina
Well, life as a single mother is definitely not easy. There are a number of responsibilities you need to take care of. Insuring yourself, your kids, and your property becomes even more important here.
Let’s discuss car insurance here. As much as a mighty investment the car is, insuring the car is quite important. However, you must know several important things before you select one insurance provider to close your car insurance deal.
Firstly, how much does car insurance for single moms cost? Firstly, you must know that if you are a single mother, you are entitled to several benefits that would reduce your cost for car insurance considerably.
Getting discounts with car insurance is quite tough, but as a single mother, it won’t be that tough for you. So, what is the average car insurance quote for single mothers? Well, it ranges between $118 and $260 for single mothers. Of course, the exact figure depends on the coverage type you go with, your age, your driving experience, etc.
But, you definitely pay less than a male. For instance, the average cost of car insurance for a male, 30 years old is $176.50, while for a female, it’s $168.42. So, around $8 less for a month.
Now, why this difference? Well, it could happen with anyone, but males and young people are more likely to go through unfortunate accidents. Stats do show the same. This is a major factor that subsides your insurance cost, specifically, if you are a single mother.
| Demograhphics | Allstate | GEICO | Progressive | State Farm |
|---|---|---|---|---|
| 30 y/o Male | $176.50 | $86.75 | $136.08 | $102.83 |
| 30 y/o Female | $168.42 | $89.83 | $130.75 | $93.50 |
| 45 y/o Male | $159.92 | $80.17 | $105.08 | $86.00 |
| 45 y/o Female | $161.75 | $79.83 | $111.67 | $86.00 |
| 55 y/o Male | $151.67 | $76.00 | $99.67 | $81.50 |
| 55 y/o Female | $153.42 | $75.75 | $105.92 | $81.50 |
Now, what are the factors that might affect car insurance quotes for you if you are a single mother? Well, you need to know that there’s a lot more than just age and gender. Keep reading.
You must be now clear with some major factors playing an important role when it comes to your car insurance premium rates. Yes, you are eligible to get discounts as a single mother, but the above factors can play an important role in terms of either increasing or subsiding your discounts.
Firstly, what does the best coverage type mean? Yes, it does imply the extent to which the insurance covers you, but the cost factor is also to be considered here. You need to go with something that is cost-effective and still covers almost all sorts of damages.
Check out the best coverage type for single moms below.
It’s highly recommended that you somehow combine a couple of different insurance types. Yes, it might increase monthly premium rates for you to some extent, but the coverage would be efficient, and it will increase protection for you if you go through unfortunate accidents.
The above plans won’t only increase your long-term savings, but also make sure that you and your children are secured.
As mentioned, you are eligible to claim different discounts if you go with single parents auto insurance. However, you must know them in advance to ensure that you claim them.
So, what are the different car insurance discounts for single mothers? Check out the answers below.
Make sure to keep these scenarios in your mind. You can effectively use them to claim car insurance discounts and save considerable bucks.
For a single mother, saving bucks on car insurance is quite important. And you must be delighted to know that doing so is absolutely possible. You just need to be a bit alert and follow the right things to do so.
Read out some of the best and most reliable ways to save cost on single mother car insurance below.
Know the type of discounts that you can claim well, and be sure to negotiate around them. Don’t hesitate to submit the required documents as they might be required.
Just keep these tips in your mind, and saving your bucks with car insurance rates will be easy for you. Yes, car insurance is a considerable investment, specifically, if you are a single mother, but it is absolutely necessary.
Alex Huber is a content writer for Atoz Insurances and he is a very experienced and well-rounded freelance content writer who specializes in the insurance and finance niches. His writing is engaging and informative, and he has a strong understanding of the industries he writes about.
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